Frontwave Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 951820763 ✦ Oceanside, CA ✦ Designated as a 501(c)(14)

Overview

What is Frontwave Credit Union?

Frontwave Credit Union is a cooperative based in Oceanside, California, located at 1278 Rocky Point Drive, with a mission to promote thrift and savings among its members. This nonprofit organization offers a variety of services, educating members on available products and fees, and handles the opening and servicing of deposit and loan accounts. As a cooperative, Frontwave Credit Union aims to provide its members with a source of credit at interest rates determined by the board of directors, enabling them to use and control their own money for their economic and social betterment. The credit union operates for the mutual benefit and general welfare of its members, distributing earnings, savings, benefits, or services back to them. With a workforce of 345 employees, Frontwave Credit Union is dedicated to helping its members manage their finances and improve their economic conditions.


Official website here: www.frontwavecu.com

Is Frontwave Credit Union legitimate?

Frontwave Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Frontwave Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are not tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $3,352,817
Professional Fundraising Fees: $0
Other Salaries and Wages: $16,057,620

For more financial information, click here


Official website here: www.frontwavecu.com

What is the mission statement of Frontwave Credit Union?

Frontwave Credit Union is a cooperative established to encourage savings among its members and offer them affordable credit through interest rates decided by the board of directors. The cooperative operates with the primary goal of enhancing the economic and social conditions of its members. By promoting thrift and savings, Frontwave Credit Union provides its members with an opportunity to manage their money democratically and control their own finances. As a cooperative, the credit union exists to serve its members collectively, distributing earnings, savings, benefits, or services back to them as patronage.


Official website here: www.frontwavecu.com

Who is the CEO of Frontwave Credit Union?

Dennis Kingery is the Vice Chairman of Frontwave Credit Union. The CEO's salary of Frontwave Credit Union is $372,108 and their total compensation is $397,115.


Official website here: www.frontwavecu.com

What is the revenue of Frontwave Credit Union?

Frontwave Credit Union's revenue in 2022 was $64,162,592.


Official website here: www.frontwavecu.com

Who are the executives of Frontwave Credit Union and what are their salaries?

The average compensation at Frontwave Credit Union during 2022 was $56,262. There are 345 employees and 14 volunteers at Frontwave Credit Union.

Here are 22 key members and their salaries (Frontwave Credit Union's CEO's salary is $372,108 and their total compensation is $397,115):

    William Birnie (President/Ceo)
  • Compensation: $372,108
  • Related: $0
  • Other: $25,007

    • Todd Kern (Chief Experience Officer)
  • Compensation: $304,733
  • Related: $0
  • Other: $27,844

    • Sarai Rodgers (Chief Human Resources Officer)
  • Compensation: $285,264
  • Related: $0
  • Other: $38,680

    • Jennifer Williams (Chief Risk Officer)
  • Compensation: $280,983
  • Related: $0
  • Other: $36,094

    • Paul Leonhardt (Chief Lending Officer)
  • Compensation: $275,392
  • Related: $0
  • Other: $38,680

    • William Wells (Chief Information Officer)
  • Compensation: $299,344
  • Related: $0
  • Other: $588

    • Shilpa Edlabadkar (Chief Financial Officer)
  • Compensation: $241,216
  • Related: $0
  • Other: $39,692

    • Kathryn P Speliopoulos (Director Of Branch Operations)
  • Compensation: $205,694
  • Related: $0
  • Other: $21,400

    • Kirsten Hanson (Vp Of Real Estate Lending)
  • Compensation: $192,291
  • Related: $0
  • Other: $27,266

    • Rogelio Estrada (Vp Of Process Excellence)
  • Compensation: $187,140
  • Related: $0
  • Other: $28,952

    • Jennifer Topzand (Vp Of Marketing)
  • Compensation: $172,546
  • Related: $0
  • Other: $34,011

    • Daniel Kitchen (Vp Of Business Banking)
  • Compensation: $166,821
  • Related: $0
  • Other: $32,709

    • Michael Glogowski (Vp Of It)
  • Compensation: $149,113
  • Related: $0
  • Other: $15,630

    • Joseph Mitilieri (Vice Chairman) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Gary Greving (Secretary) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Brian Sutton (Chairman) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Kelley Mayer (Treasurer) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Sally Arnett (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Michael Brigagliano (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Gerald Polyascko (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Amanda Cook (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Richard Rothwell (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


  • Official website here: www.frontwavecu.com

    Where can I find the form 990 for Frontwave Credit Union?

    The Frontwave Credit Union’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.frontwavecu.com

    Learn more at the official website: www.frontwavecu.com

    Mission Statement of Frontwave Credit Union

    Frontwave Credit Union, a cooperative organization, is dedicated to encouraging savings and thrift among its members. Established for the mutual benefit of its members, the credit union serves as a valuable source of credit, offering competitive interest rates set by its Board of Directors. Members have the opportunity to control and use their own funds in a democratic manner, ultimately improving their economic and social conditions.

    As a cooperative, Frontwave Credit Union operates with the collective welfare of its members at heart. The earnings, savings, benefits, and services of the credit union are distributed back to its members as patronage. By promoting thrift and savings, Frontwave Credit Union empowers its members to take charge of their finances and build a stronger financial future. Through this democratic model, members not only have access to credit but also a sense of ownership and control over their financial well-being.

    Impact

    This information is meant to be a general summary of Frontwave Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.




    Thursday, August 15, 2024

    Frontwave Credit Union's impact can be seen in its commitment to promoting thrift and savings among its members. By providing a wide range of services such as educating members on available products and services, Frontwave Credit Union empowers individuals to make informed financial decisions. Moreover, by creating a source of credit for its members at competitive rates of interest, the credit union supports their financial needs while ensuring they have control over their own money in a democratic manner. Through its cooperative structure, Frontwave Credit Union operates for the mutual benefit and general welfare of its members, with earnings, savings, benefits, or services being distributed back to its members as patrons. This model not only helps improve the economic and social conditions of its members but also fosters a sense of community and collaboration.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $4,713,104
  • Program Service Revenue: $59,268,888
  • Gross Receipts: $69,241,438

    • Assets and Liabilities:
  • Total Assets: $1,358,956,009
  • Total Liabilities: $1,273,198,596
  • Net Assets: $85,757,413
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    INTEREST INCOME

    Revenue

    $31,947,052

    OTHER OPERATING INCOME

    Revenue

    $15,651,076

    FEE INCOME

    Revenue

    $11,670,760

    Organization Details

    Founding Year

    1952

    Principal Officer

    Dennis Kingery

    Main Address

    1278 ROCKY POINT DRIVE, OCEANSIDE, CA, 92056

    NTEE Category

    Code: W60 - Public benefit

    If you are a representative of Frontwave Credit Union and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.