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Lbs Financial Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 951644568 ✦ Westminster, CA ✦ Designated as a 501(c)(14)

Overview

What is Lbs Financial Credit Union?

Lbs Financial Credit Union is a member-owned cooperative based in Westminster, California, with an address at 5505 Garden Grove Blvd, ZIP code 92683. Established with the purpose of promoting savings and thrift among its members, it offers attractive lending rates and lower fees on various loan products such as home, equity, auto, motorcycle, credit cards, personal, boat, and RV loans. The credit union aims to create a source of credit for members and provide an opportunity to control their money democratically. By conducting business for the mutual benefit and general welfare of its members, Lbs Financial Credit Union distributes earnings, savings, benefits, or services to its patrons as cooperative ownership allows.


Official website here: www.lbsfcu.org

Is Lbs Financial Credit Union legitimate?

Lbs Financial Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Lbs Financial Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are not tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $3,449,115
Professional Fundraising Fees: $0
Other Salaries and Wages: $13,643,367

For more financial information, click here


Official website here: www.lbsfcu.org

What is the mission statement of Lbs Financial Credit Union?

Lbs Financial Credit Union is a cooperative established with the goal of encouraging savings among its members and providing them with access to credit at rates determined by the board of directors. The credit union's primary objective is to help its members improve their economic and social conditions by allowing them to control and use their own money in a democratic manner. By conducting business for the mutual benefit and general welfare of its members, Lbs Financial Credit Union distributes its earnings, savings, benefits, or services back to them as patronage.


Official website here: www.lbsfcu.org

Who is the CEO of Lbs Financial Credit Union?

Jeffrey A Napper is the Principal Officer of Lbs Financial Credit Union. The CEO's salary of Lbs Financial Credit Union is $1,075,657 and their total compensation is $1,093,203.


Official website here: www.lbsfcu.org

What is the revenue of Lbs Financial Credit Union?

Lbs Financial Credit Union's revenue in 2022 was $64,266,960.


Official website here: www.lbsfcu.org

Who are the executives of Lbs Financial Credit Union and what are their salaries?

The average compensation at Lbs Financial Credit Union during 2022 was $55,495. There are 308 employees and 10 volunteers at Lbs Financial Credit Union.

Here are 21 key members and their salaries (Lbs Financial Credit Union's CEO's salary is $1,075,657 and their total compensation is $1,093,203):

    Jeffrey Allen Napper (President/Ceo)
  • Compensation: $1,075,657
  • Related: $0
  • Other: $17,546

    • Sean Hardeman (E.V.P./Clo)
  • Compensation: $419,637
  • Related: $0
  • Other: $25,063

    • Susan Wight (S.V.P./Cfo)
  • Compensation: $315,193
  • Related: $0
  • Other: $10,755

    • Kevin Reed (S.V.P./Information Systems)
  • Compensation: $295,282
  • Related: $0
  • Other: $25,063

    • Heather Summers (S.V.P./Marketing)
  • Compensation: $277,351
  • Related: $0
  • Other: $8,530

    • Jeffrey William Niedenthal (S.V.P/Member Services)
  • Compensation: $245,361
  • Related: $0
  • Other: $21,227

    • Alfred Parent (V.P./Collections)
  • Compensation: $205,909
  • Related: $0
  • Other: $16,135

    • Zung-Shang Liang (V.P./Internal Audit)
  • Compensation: $174,913
  • Related: $0
  • Other: $10,576

    • Christine Wu-Lin Bass (V.P./Branch Operations)
  • Compensation: $152,785
  • Related: $0
  • Other: $25,063

    • Sargeant Alva (V.P./Residential Lending)
  • Compensation: $141,146
  • Related: $0
  • Other: $23,050

    • Thomas Christopher Doublet (Information Systems Support Manager)
  • Compensation: $145,881
  • Related: $0
  • Other: $7,683

    • Jill Baker (Board Chair) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Jay Camerino (Vice Chair) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • John Fylpaa (Secretary/Treasurer) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Satinder Hawkins (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Pamela Seki (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Luther Williams (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Larry Natividad (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • David Conrad (Supv Cmte Chair) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Keith Hansen (Supv Cmte Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Russell Young (Supv Cmte Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0


  • Official website here: www.lbsfcu.org

    Where can I find the form 990 for Lbs Financial Credit Union?

    The Lbs Financial Credit Union’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.lbsfcu.org

    Learn more at the official website: www.lbsfcu.org

    Mission Statement of Lbs Financial Credit Union

    LBS Financial Credit Union, a cooperative with a mission to encourage savings among its members, was established with the purpose of promoting thrift and financial well-being. This member-owned organization creates a reliable source of credit for its members, offering loans with interest rates determined by the Board of Directors. The democratic nature of LBS Financial Credit Union empowers its members to have control over their own funds, allowing them to use and manage their money in a collective and beneficial manner.

    The primary goal of LBS Financial Credit Union is to enhance the economic and social conditions of its members. By operating as a cooperative, the credit union conducts its business for the mutual benefit and overall welfare of its members. The earnings, savings, benefits, or services of the credit union are redistributed back to its members as patronage. In essence, LBS Financial Credit Union serves as a democratically controlled financial institution, committed to improving the financial lives of its members.

    Impact

    This information is meant to be a general summary of Lbs Financial Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.




    Thursday, August 15, 2024

    LBS Financial Credit Union's impact lies in its mission to promote thrift and savings among its members while providing lending services at more attractive rates with lower fees. By offering a range of lending products, including home loans, auto loans, credit cards, and personal loans, LBS Financial Credit Union empowers its member-owners to manage their finances effectively. This cooperative model allows members to use and control their money democratically, improving their economic and social well-being. Through its operations, LBS Financial Credit Union operates for the mutual benefit and general welfare of its members, demonstrating a commitment to public benefit.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $9,006,684
  • Program Service Revenue: $54,841,812
  • Gross Receipts: $64,266,960

    • Assets and Liabilities:
  • Total Assets: $2,012,780,174
  • Total Liabilities: $1,765,225,101
  • Net Assets: $247,555,073
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    INTEREST ON LOANS

    Revenue

    $44,177,776

    OTHER OPERATING INCOME

    Revenue

    $7,616,683

    FEE INCOME

    Revenue

    $3,047,353

    Organization Details

    Founding Year

    1935

    Principal Officer

    Jeffrey A Napper

    Main Address

    5505 GARDEN GROVE BLVD, WESTMINSTER, CA, 92683

    NTEE Category

    Code: W61 - Public benefit

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