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Debt Reduction Services Inc

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 820491267 ✦ Boise, ID ✦ Designated as a 501(c)(3)

Overview

What is Debt Reduction Services Inc?

Debt Reduction Services Inc, a nonprofit organization based in Boise, Idaho, is committed to promoting financial responsibility nationwide. They achieve this goal by offering educational programs, counseling, and personalized services. Their initiatives aim to empower individuals to develop positive budgeting skills, manage spending effectively, utilize credit wisely, and prevent, manage, and eliminate consumer debt. The organization experienced significant progress in 2022, particularly in their virtual educational programs. Notable achievements included the continued popularity of their award-winning financial education course, the creation and facilitation of educational YouTube videos, and the launch of a weekly podcast. Income received and expenditures incurred supported housing counseling services, expanding statewide and developing a self-paced online homebuyer education course. Debt Reduction Services Inc also participated in regional coalitions and associations to coordinate services and promote financial education.


Official website here: www.debtreductionservices.org

Is Debt Reduction Services Inc legitimate?

Debt Reduction Services Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Debt Reduction Services Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $754,889
Professional Fundraising Fees: $0
Other Salaries and Wages: $841,258

For more financial information, click here


Official website here: www.debtreductionservices.org

What is the mission statement of Debt Reduction Services Inc?

Debt Reduction Services Inc's mission is centered around promoting financial responsibility among its clients and community members nationwide. They achieve this goal through educational programs, counseling, and personalized services. By doing so, they aim to empower individuals to develop effective budgeting skills, adopt wise spending habits, and use credit responsibly. Their mission also includes helping people prevent, manage, and eliminate consumer debt.


Official website here: www.debtreductionservices.org

Who is the CEO of Debt Reduction Services Inc?

Joseph Cestaro is the Board Member of Debt Reduction Services Inc.


Official website here: www.debtreductionservices.org

What is the revenue of Debt Reduction Services Inc?

Debt Reduction Services Inc's revenue in 2022 was $2,593,429.


Official website here: www.debtreductionservices.org

Who are the executives of Debt Reduction Services Inc and what are their salaries?

The average compensation at Debt Reduction Services Inc during 2022 was $38,930. There are 41 employees at Debt Reduction Services Inc.

Here are 12 key members and their salaries:

    Joseph T Cestaro (President)
  • Compensation: $319,699
  • Related: $0
  • Other: $8,549

    • Mark L Rizkowsky (Chief Compliance Officer)
  • Compensation: $181,460
  • Related: $0
  • Other: $8,479

    • Cara Steele (Chief Operating Officer)
  • Compensation: $151,222
  • Related: $0
  • Other: $8,479

    • Todd R Christensen (Education Manager)
  • Compensation: $106,701
  • Related: $0
  • Other: $8,322

    • Tami Dillon (Secretary)
  • Compensation: $69,922
  • Related: $0
  • Other: $7,079

    • Randy Siddoway (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Daniel Burgett (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Andrea Sorensen (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Lyle Cook (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Christina Mai (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Darrin Jaszkowiak (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Sue Quint (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0


  • Official website here: www.debtreductionservices.org

    Where can I find the form 990 for Debt Reduction Services Inc?

    The Debt Reduction Services Inc’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.debtreductionservices.org

    Learn more at the official website: www.debtreductionservices.org

    Mission Statement of Debt Reduction Services Inc

    Debt Reduction Services Inc, as a mission-driven organization, strives to foster financial responsibility among its clients and the broader community nationwide. They achieve this objective through a combination of educational programs, counseling, and personalized services. By doing so, Debt Reduction Services empowers individuals to develop and implement positive budgeting skills, promote effective spending habits, and utilize credit responsibly. Furthermore, the organization assists in preventing, managing, and eliminating consumer debt, thereby equipping people with the tools necessary to improve their financial well-being.

    Impact

    This information is meant to be a general summary of Debt Reduction Services Inc. Please take the time to review official sources before making any decisions based upon the content provided here.




    Saturday, July 20, 2024

    Debt Reduction Services Inc has had a positive impact by promoting financial responsibility and empowering individuals to develop positive budgeting skills and effective spending behaviors. Through their educational programs, counseling, and personalized services, they have helped clients and community members nationwide prevent, manage, and eliminate consumer debt. Their focus on financial literacy and healthy personal finance behavior has reached a wide audience through online videos, live virtual classes, and webinars accessible at any time. By offering programs like housing counseling, credit-building services, and financial management education, they have played a significant role in promoting stable housing and financial wellness. Additionally, their involvement in coalitions, associations, and conferences demonstrates their commitment to advancing financial education and stability in various communities. Overall, Debt Reduction Services Inc's efforts have made a meaningful contribution to improving financial well-being and empowering individuals to make informed financial decisions.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $0
  • Program Service Revenue: $2,326,429
  • Gross Receipts: $2,593,429

    • Assets and Liabilities:
  • Total Assets: $2,036,838
  • Total Liabilities: $1,516,478
  • Net Assets: $520,360
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    FINANCIAL EDUCATION

    Revenue

    $2,326,309

    OTHER INCOME

    Revenue

    $120

    Organization Details

    Founding Year

    1996

    Principal Officer

    Joseph Cestaro

    Main Address

    6213 N CLOVERDALE RD STE 100, BOISE, ID, 83713

    NTEE Category

    Code: P51 - Human services

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