Bowater Employees Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 620553259 ✦ Calhoun, TN ✦ Designated as a 501(c)(14)

Overview

What is Bowater Employees Credit Union?

Bowater Employees Credit Union is a state-chartered financial institution, headquartered in Calhoun, Tennessee. With a membership base of 19,047 individuals, it operates as a mutually owned cooperative where members pool their resources to promote savings, maintain accounts, and extend loans to one another. The credit union's surplus funds are temporarily invested instead of being used for liquidity or lending purposes. The organization, with a workforce of 81 employees, serves its members by managing their financial well-being while upholding the principles of a credit union.


Is Bowater Employees Credit Union legitimate?

Bowater Employees Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Bowater Employees Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are not tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $158,939
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,761,557

For more financial information, click here


What is the mission statement of Bowater Employees Credit Union?
Who is the CEO of Bowater Employees Credit Union?
What is the revenue of Bowater Employees Credit Union?
Who are the executives of Bowater Employees Credit Union and what are their salaries?
Where can I find the form 990 for Bowater Employees Credit Union?

Mission Statement of Bowater Employees Credit Union

Bowater Employees Credit Union, a state-chartered financial institution, is collectively owned by its 19,047 members. The Credit Union's primary mission is to encourage savings among its members by issuing shares and managing accounts. Additionally, it provides loans to its member-owners. Any excess funds not required for immediate liquidity or lending purposes are temporarily invested.

In essence, Bowater Employees Credit Union functions as a cooperative financial entity. It operates with a focus on promoting thrift, maintaining accounts, and making loans to its members. The Credit Union's activities revolve around these core objectives, generating revenues and incurring expenses in the pursuit of its mission. The unity and shared ownership among its members create a strong bond, making the Credit Union an essential part of their financial lives.

Impact

This information is meant to be a general summary of Bowater Employees Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.




Thursday, August 15, 2024

Bowater Employees Credit Union, as a state-chartered credit union mutually owned by its 19,047 members, aims to promote thrift, issue shares, maintain accounts, and provide loans to its members. The organization operates with the primary purpose of effectively managing the financial resources of its members. By offering a range of financial services, Bowater Employees Credit Union plays a vital role in supporting the economic well-being and financial stability of its members in Calhoun, Tennessee. Through its operations, the credit union contributes to promoting financial literacy, encouraging savings, and facilitating access to credit for its members.





Financials

This financial information is from Propublica.

Revenue
Expenses
Efficiency

Other financial information:

This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $30,906
  • Program Service Revenue: $12,130,251
  • Gross Receipts: $12,295,251

    • Assets and Liabilities:
  • Total Assets: $258,960,499
  • Total Liabilities: $238,909,479
  • Net Assets: $20,051,020
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    LOAN INTEREST

    Revenue

    $8,127,021

    INVESTMENT INTEREST

    Revenue

    $711,049

    FEE INCOME

    Revenue

    $1,443,792

    OTHER OPERATING INCOME

    Revenue

    $1,843,177

    LOSS ON DISPOSITION OF ASSETS

    Revenue

    $-167

    Organization Details

    Founding Year

    1954

    Principal Officer

    Matthew Holden

    Main Address

    PO BOX 359, CALHOUN, TN, 373090359

    NTEE Category

    Code: W60 - Public benefit

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