Covantage Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 390945701 ✦ Antigo, WI ✦ Designated as a 501(c)(14)

Overview

What is Covantage Credit Union?

Covantage Credit Union, a cooperative nonprofit corporation based in Antigo, Wisconsin, was established under the Wisconsin State Law to encourage thrift among its members, create a reliable source of credit at fair rates, and offer opportunities for economic and social improvement. With over 152,000 members, Covantage stands out in the financial sector by offering above-average dividend rates, even during rising rate environments. As of December 31, 2022, Covantage paid an annual percentage rate of 0.75% on regular share accounts, whereas many other financial institutions kept their rates low. The credit union maintained a minimum balance of merely $10, allowing many members to benefit from these high rates and patronage payments during challenging times. In 2022, Covantage rewarded its members with a significant patronage payment of $4,934,674.


Official website here: www.covantagecu.org

Is Covantage Credit Union legitimate?

Covantage Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Covantage Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are not tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $1,286,000
Professional Fundraising Fees: $0
Other Salaries and Wages: $23,363,119

For more financial information, click here


Official website here: www.covantagecu.org

What is the mission statement of Covantage Credit Union?

Covantage Credit Union is a cooperative, nonprofit corporation established under Wisconsin law, dedicated to encouraging thrift among its members and creating a reliable source of credit at fair and reasonable costs. The organization provides opportunities for its members to enhance their economic and social conditions. With over 152,000 members, Covantage strives to pay dividend rates above market rates, even during a rising rate environment. In the past year, Covantage paid an annual percentage rate of 0.75% on regular share accounts and distributed an additional $4,934,674 in patronage payments.


Official website here: www.covantagecu.org

Who is the CEO of Covantage Credit Union?

Charles Zanayed is the Treasurer of Covantage Credit Union.


Official website here: www.covantagecu.org

What is the revenue of Covantage Credit Union?

Covantage Credit Union's revenue in 2022 was $121,730,079.


Official website here: www.covantagecu.org

Who are the executives of Covantage Credit Union and what are their salaries?

The average compensation at Covantage Credit Union during 2022 was $46,246. There are 533 employees at Covantage Credit Union.

Here are 19 key members and their salaries:

    Charles Zanayed (President)
  • Compensation: $621,952
  • Related: $0
  • Other: $58,269

    • Sherry Aulik (Chief Impact Officer)
  • Compensation: $307,378
  • Related: $0
  • Other: $65,924

    • Brett Lee (Chief Retail Officer)
  • Compensation: $309,514
  • Related: $0
  • Other: $40,643

    • Joan Farrell (Chief Risk Officer)
  • Compensation: $267,410
  • Related: $0
  • Other: $31,657

    • Schwan Hardi (Chief Financial Officer (Thru 10/22))
  • Compensation: $240,084
  • Related: $0
  • Other: $38,383

    • Sean Van Handel (Chief Information Officer)
  • Compensation: $223,515
  • Related: $0
  • Other: $50,540

    • Stacy Bouche (Chief Mortgage Lending Officer)
  • Compensation: $208,961
  • Related: $0
  • Other: $33,351

    • Patrick Curran (Vp Digital Services)
  • Compensation: $191,918
  • Related: $0
  • Other: $31,857

    • Willis Qualheim (Treasurer) [Trustee/Director]
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Susan Gitzlaff (Chair) [Trustee/Director]
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Dennis Haltinner (Vice Chair) [Trustee/Director]
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Michael Windberg (Secretary) [Trustee/Director]
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Matt Kolling (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Paul Payant (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Lee Siler (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Eugene Shawano (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Charles Dallas (Director)
  • Compensation: $8,500
  • Related: $0
  • Other: $0

    • Julie Berndt (Director)
  • Compensation: $7,500
  • Related: $0
  • Other: $0

    • Karen Novak (Director (Thru 02/22))
  • Compensation: $1,000
  • Related: $0
  • Other: $0


  • Official website here: www.covantagecu.org

    Where can I find the form 990 for Covantage Credit Union?

    The Covantage Credit Union’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.covantagecu.org

    Learn more at the official website: www.covantagecu.org

    Mission Statement of Covantage Credit Union

    Covantage Credit Union, a Wisconsin-incorporated cooperative, is dedicated to encouraging thrift among its members, creating a dependable source of credit, and offering opportunities for economic and social advancement. By prioritizing the financial well-being of its 152,211 members, Covantage Credit Union goes above and beyond, paying dividend rates that surpass market standards even in a rising rate environment. In recent times, Covantage Credit Union paid an annual percentage rate of 0.75% on regular share accounts when many other financial institutions kept their rates low. Furthermore, the credit union maintained a minimum balance requirement of only $10, proving to be essential for members during periods of financial hardship. In 2022 alone, Covantage Credit Union rewarded its members with an impressive $4,934,674 in patronage payments. This nonprofit organization continues to strive towards improving the economic conditions of its members, standing as a reliable financial partner and advocate.

    Impact

    This information is meant to be a general summary of Covantage Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.




    Thursday, August 15, 2024

    Covantage Credit Union's impact lies in its commitment to fostering financial well-being and providing a fair and affordable source of credit for its 152,211 members. By offering dividend rates above market average, even in a rising rate environment, Covantage strives to support its members in building their savings and overcoming financial challenges. Additionally, through its patronage payments totaling $4,934,674 in 2022, Covantage rewards its members and further enhances their financial stability. This dedication to empowering members economically contributes to the improvement of their social and economic conditions, fulfilling the credit union's mission as a cooperative entity incorporated under Wisconsin state law.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $16,347,801
  • Program Service Revenue: $104,711,370
  • Gross Receipts: $184,473,599

    • Assets and Liabilities:
  • Total Assets: $2,963,887,227
  • Total Liabilities: $2,689,681,748
  • Net Assets: $274,205,479
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    INTEREST ON LOANS

    Revenue

    $82,542,297

    CREDIT AND DEBIT CARD INTERCHANGE

    Revenue

    $14,266,385

    SERVICE FEES

    Revenue

    $5,905,031

    CUNA INSURANCE INCOME

    Revenue

    $1,659,477

    Organization Details

    Founding Year

    1953

    Principal Officer

    Charles Zanayed

    Main Address

    723 6TH AVENUE PO BOX 107, ANTIGO, WI, 544090107

    NTEE Category

    Code: W60 - Public benefit

    If you are a representative of Covantage Credit Union and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.