Dow Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 380495567 ✦ Midland, MI ✦ Designated as a 501(c)(14)

Overview

What is Dow Credit Union?

Dow Credit Union is a Michigan-based credit union with over 77,541 members, headquartered at 600 E Lyon Rd, Midland, MI, 48640. As a cooperative financial institution, Dow Credit Union offers affordable loan account services, savings, checking accounts, and electronic-based services, including ATM access and online banking. Committed to exceptional value, they provide lower loan rates, higher deposit rates, and minimal service fees. Established over 80 years ago, their mission aligns with the Michigan Credit Union Act, focusing on service, convenience, value, and security. Dow Credit Union employs approximately 209 individuals dedicated to improving their members' financial lives.


Official website here: www.dowcreditunion.org

Is Dow Credit Union legitimate?

Dow Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Dow Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are not tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $4,353,143
Professional Fundraising Fees: $0
Other Salaries and Wages: $7,950,743

For more financial information, click here


Official website here: www.dowcreditunion.org

What is the mission statement of Dow Credit Union?

Dow Credit Union is a principles-driven financial cooperative that prioritizes exceptional service, convenience, value, and security for its members. Operating under the Michigan Credit Union Act, this cooperative aims to improve the financial lives of its approximately 77,541 members by providing affordable loan and savings account services, along with checking accounts and various electronic services. As a cooperative financial institution, Dow Credit Union is dedicated to delivering outstanding member value and offering competitive loan rates, higher deposit rates, and minimal service fees. With a commitment spanning over 80 years, the union has been serving its members with dedication and reliability.


Official website here: www.dowcreditunion.org

Who is the CEO of Dow Credit Union?

Michael G Goad is the Principal Officer of Dow Credit Union. The CEO's salary of Dow Credit Union is $125,378 and their total compensation is $154,513.


Official website here: www.dowcreditunion.org

What is the revenue of Dow Credit Union?

Dow Credit Union's revenue in 2022 was $64,943,643.


Official website here: www.dowcreditunion.org

Who are the executives of Dow Credit Union and what are their salaries?

The average compensation at Dow Credit Union during 2022 was $58,870. There are 209 employees and 8 volunteers at Dow Credit Union.

Here are 23 key members and their salaries (Dow Credit Union's CEO's salary is $125,378 and their total compensation is $154,513):

    Arthur Peters (Chief Operating Officer)
  • Compensation: $1,574,358
  • Related: $0
  • Other: $45,179

    • Michael Goad (Chief Executive Officer)
  • Compensation: $646,240
  • Related: $0
  • Other: $48,616

    • Sanjay Ahluwalia (Chief Financial Officer)
  • Compensation: $273,034
  • Related: $0
  • Other: $38,199

    • John Costello (Senior Director Of Lending)
  • Compensation: $267,455
  • Related: $0
  • Other: $32,615

    • Mark Gandy (Senior Director Of Risk/Compliance)
  • Compensation: $275,158
  • Related: $0
  • Other: $23,680

    • Sheila Wright (Senior Director Of Hr)
  • Compensation: $250,182
  • Related: $0
  • Other: $35,076

    • Elton Brooks (Vp Of Retail)
  • Compensation: $256,074
  • Related: $0
  • Other: $22,510

    • Lisa Gray (Director Of Risk & Regulatory Affairs)
  • Compensation: $164,866
  • Related: $0
  • Other: $28,562

    • Alison Taylor (Controller)
  • Compensation: $155,228
  • Related: $0
  • Other: $32,074

    • Norman M Zureich (Director Of It)
  • Compensation: $163,409
  • Related: $0
  • Other: $20,630

    • Susan Phillips (Sr Executive Assistant - Ceo)
  • Compensation: $125,378
  • Related: $0
  • Other: $29,135

    • Kristina Brozzo (Mortgage Sales Manager)
  • Compensation: $123,819
  • Related: $0
  • Other: $29,107

    • Lashanta Green (Director Of Marketing And Community Relations)
  • Compensation: $136,640
  • Related: $0
  • Other: $15,238

    • Angie Hillier (Mortgage Operations Manager)
  • Compensation: $121,937
  • Related: $0
  • Other: $29,014

    • Robert Samborn (It Infrastructure Manager)
  • Compensation: $121,477
  • Related: $0
  • Other: $29,251

    • Perry Holmon (Board Chairman) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Lisa Mckenney (Board Vice Chairman) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Shandell Massey (Secretary/Treasurer) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Mark Bachman (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Lisa Bryant (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Mark Fenske (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Mike Kapp (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Gary Mcguire (Board Member) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0


  • Official website here: www.dowcreditunion.org

    Where can I find the form 990 for Dow Credit Union?

    The Dow Credit Union’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.dowcreditunion.org

    Learn more at the official website: www.dowcreditunion.org

    Mission Statement of Dow Credit Union

    Dow Credit Union, a Michigan state-chartered financial cooperative, has been committed to exceptional service, convenience, value, and security for its approximately 77,541 members for over 80 years. Operating in accordance with the Michigan Credit Union Act, this principles-based institution provides a range of affordable loan account services, savings, checking accounts, and various electronic based services including ATM access and online banking.

    At the heart of Dow Credit Union's mission is a dedication to providing outstanding member value. The cooperative strives to improve the financial lives of its members by offering lower rates on loans, higher rates on deposits, and charging very few or low service fees. As a cooperative financial institution, Dow Credit Union is committed to providing services and solutions tailored to meet the unique needs of its members.

    Dow Credit Union's unwavering focus on its members is reflected in its long-standing history of exceptional service. With a commitment to convenience, the cooperative offers various electronic services that allow members to easily manage their accounts from the comfort of their own homes. The cooperative's member-centric approach extends beyond its services, as it continually seeks to provide value-added benefits and solutions that help members achieve their financial goals.

    By prioritizing its members and their financial wellbeing, Dow Credit Union has built a strong reputation as a trusted financial partner. Its commitment to exceptional service, convenience, value, and security has made it an invaluable resource for the communities it serves. Whether members are looking to secure a loan, save for the future, or manage their daily finances, Dow Credit Union is dedicated to helping them every step of the way.

    Impact

    This information is meant to be a general summary of Dow Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.




    Thursday, August 15, 2024

    Dow Credit Union's impact lies in its commitment to providing exceptional service, convenience, value, and security to its approximately 77,541 members. By operating in accordance with the Michigan Credit Union Act, this Michigan state-chartered credit union offers affordable loan account services, savings, checking accounts, as well as various electronic-based services such as ATM access and online banking. With a focus on improving its members' financial lives, Dow Credit Union stands out as a cooperative financial institution that provides outstanding member value by offering lower loan rates, higher deposit rates, and minimal service fees. Having served its members for over 80 years, Dow Credit Union plays a crucial role in supporting the financial well-being of its community.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $18,529,871
  • Program Service Revenue: $46,413,772
  • Gross Receipts: $156,195,716

    • Assets and Liabilities:
  • Total Assets: $2,121,264,280
  • Total Liabilities: $1,970,508,155
  • Net Assets: $150,756,125
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    INCOME ON MEMBER LOANS

    Revenue

    $35,197,549

    FEES AND CHARGES

    Revenue

    $10,775,982

    FINANCE AND INSURANCE

    Revenue

    $440,241

    Organization Details

    Founding Year

    1937

    Principal Officer

    Michael G Goad

    Main Address

    600 E LYON RD, MIDLAND, MI, 48640

    NTEE Category

    Code: W60 - Public benefit

    If you are a representative of Dow Credit Union and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.