Universal 1 Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 310387145 ✦ Dayton, OH ✦ Designated as a 501(c)(14)

Overview

What is Universal 1 Credit Union?

Universal 1 Credit Union is a state-chartered financial cooperative based in Dayton, Ohio. Established with the goal of providing financial services and products to its members, the credit union advanced this mission by granting 7,641 credit card and line of credit loans, 8,759 vehicle loans, 1,233 mortgage loans, and 501 other loans to members in 2022. With a commitment to the credit union ideal, Universal 1 Credit Union extends innovative financial services, ensuring competitive benefits and advantages for members. The organization emphasizes financial education, offering a range of services to help members achieve personal financial success. Currently, the credit union employs 122 individuals.


Official website here: www.u1cu.org

Is Universal 1 Credit Union legitimate?

Universal 1 Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Universal 1 Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are not tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $2,812,648
Professional Fundraising Fees: $0
Other Salaries and Wages: $1,855,752

For more financial information, click here


Official website here: www.u1cu.org

What is the mission statement of Universal 1 Credit Union?

Universal 1 Credit Union is committed to upholding the cooperative nature of a credit union as a member-owned, not-for-profit financial institution. The primary goal is to offer a range of innovative and high-quality financial services and products, ensuring members experience competitive benefits and advantages to aid in their personal financial success. Financial education is emphasized through the extension of services, geared towards improving the financial literacy of its membership and the wider community.


Official website here: www.u1cu.org

Who is the CEO of Universal 1 Credit Union?

Jessica O Jones is the President/Ceo of Universal 1 Credit Union. The CEO's salary of Universal 1 Credit Union is $365,137 and their total compensation is $394,088.


Official website here: www.u1cu.org

What is the revenue of Universal 1 Credit Union?

Universal 1 Credit Union's revenue in 2022 was $20,536,966.


Official website here: www.u1cu.org

Who are the executives of Universal 1 Credit Union and what are their salaries?

The average compensation at Universal 1 Credit Union during 2022 was $38,266. There are 122 employees and 7 volunteers at Universal 1 Credit Union.

Here are 18 key members and their salaries (Universal 1 Credit Union's CEO's salary is $365,137 and their total compensation is $394,088):

    Michael L Hardwick (Chief Information Officer)
  • Compensation: $160,119
  • Related: $0
  • Other: $754,804

    • Jessica O Jones (President/Ceo) [Trustee/Director]
  • Compensation: $365,137
  • Related: $0
  • Other: $28,951

    • Lisa N Schaefer (Chief Operations Officer)
  • Compensation: $149,047
  • Related: $0
  • Other: $45,630

    • Kathryn M Lewis (Treasure/Cfo)
  • Compensation: $151,560
  • Related: $0
  • Other: $42,356

    • Jill Weaver (Cxo (To 10/2022))
  • Compensation: $156,368
  • Related: $0
  • Other: $18,873

    • Daniel L Gouge (Vp-Member Services)
  • Compensation: $97,870
  • Related: $0
  • Other: $45,187

    • Karen N Shroyer (Vp-Human Resources)
  • Compensation: $103,263
  • Related: $0
  • Other: $9,265

    • Ceedra Allen (Vp-Compliance)
  • Compensation: $84,409
  • Related: $0
  • Other: $24,621

    • Molly L Fennell (Vp-Operations)
  • Compensation: $70,764
  • Related: $0
  • Other: $35,563

    • Carol J Kucera (Executive Admin Asst)
  • Compensation: $73,384
  • Related: $0
  • Other: $7,702

    • Dana Abdullah (Vp-Lending (To 8/2022))
  • Compensation: $50,639
  • Related: $0
  • Other: $10,719

    • Lawrence J Fernandez (Vp-Lending)
  • Compensation: $34,231
  • Related: $0
  • Other: $0

    • Thomas J Hickey (Chairman) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Jeffrey W Gammell (Secretary) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Rosemary D Domansky (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Michael P Thonnerieux (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Nancy J Stapp (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Jason A Kershner (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


  • Official website here: www.u1cu.org

    Where can I find the form 990 for Universal 1 Credit Union?

    The Universal 1 Credit Union’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.u1cu.org

    Learn more at the official website: www.u1cu.org

    Mission Statement of Universal 1 Credit Union

    Universal 1 Credit Union, a member-owned and not-for-profit financial cooperative, is dedicated to advancing the credit union ideal and providing innovative financial services to its members. The organization's mission is to offer a wide range of high-quality financial products and benefits, all with the goal of helping members achieve personal financial success.

    Universal 1 Credit Union goes beyond the typical offerings of a financial institution. It strives to extend its services by emphasizing financial education throughout its membership and the community. By providing competitive advantages, the credit union aims to make a positive impact on each member's financial well-being. The team at Universal 1 Credit Union is committed to delivering numerous financial services that cater to the diverse needs of its members.

    In essence, Universal 1 Credit Union is more than just a financial institution. It is a community that fosters financial growth and stability for its members. Its dedication to excellence and innovation sets it apart in the financial services industry, making it an invaluable resource for those seeking to improve their financial situation.

    Impact

    This information is meant to be a general summary of Universal 1 Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.




    Thursday, August 15, 2024

    Universal 1 Credit Union, a state-chartered financial cooperative based in Dayton, Ohio, has made a significant impact by providing its members with a wide range of financial services and products. In 2022 alone, they supported their members by facilitating 7,641 credit card and line of credit loans, 8,759 vehicle loans, 1,233 mortgage loans, and 501 other loans. Through these services, Universal 1 Credit Union has empowered individuals to achieve personal financial success.

    Additionally, the credit union actively promotes the cooperative ideal of member ownership and not-for-profit financial services. They emphasize the importance of financial education, both within their membership and in the broader community, to ensure that individuals have the knowledge and tools necessary to make informed financial decisions.

    By offering innovative and high-quality financial services with competitive benefits, Universal 1 Credit Union plays a vital role in helping its members secure their financial futures. Their commitment to public benefit and the cooperative principles sets them apart as an organization that prioritizes the well-being and success of their members and the wider community.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $2,606,068
  • Program Service Revenue: $17,930,898
  • Gross Receipts: $20,538,181

    • Assets and Liabilities:
  • Total Assets: $453,082,352
  • Total Liabilities: $419,673,621
  • Net Assets: $33,408,731
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    LOAN INTEREST & FEE INCOME

    Revenue

    $15,276,856

    OTHER INCOME

    Revenue

    $2,409,499

    INSURANCE INCOME

    Revenue

    $244,543

    Organization Details

    Founding Year

    1937

    Principal Officer

    Jessica O Jones

    Main Address

    1 RIVER PARK DR, DAYTON, OH, 454092104

    NTEE Category

    Code: W60 - Public benefit

    If you are a representative of Universal 1 Credit Union and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.