Ocean State Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 050263842 ✦ Coventry, RI ✦ Designated as a 501(c)(14)

Overview

What is Ocean State Credit Union?

Ocean State Credit Union is a member-owned cooperative based in Coventry, Rhode Island. Located at 2006 Nooseneck Hill Road, the credit union operates with a team of 58 employees. Its primary mission is to provide affordable financial services to its members. The credit union derives income through investments and loan activities, which in turn enable it to offer competitive rates and discounts on loans and financial services to its depositors.


Official website here: www.coventrycu.org

Is Ocean State Credit Union legitimate?

Ocean State Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Ocean State Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are not tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $763,587
Professional Fundraising Fees: $0
Other Salaries and Wages: $2,696,492

For more financial information, click here


Official website here: www.coventrycu.org

What is the mission statement of Ocean State Credit Union?

Ocean State Credit Union is a cooperative financial institution owned by its member depositors. Its primary goal is to offer affordable financial services to its members. The credit union generates income through investments and lending activities, which in turn facilitate the provision of low-cost financial services to its members. By focusing on affordability, Ocean State Credit Union aims to make financial solutions accessible to its depositor-owners. Through its financial services, the credit union contributes to the financial well-being of its members. The cooperative structure ensures that the financial institution remains accountable to its members, reinforcing the commitment to providing cost-effective financial solutions.


Official website here: www.coventrycu.org

Who is the CEO of Ocean State Credit Union?

David Root is the President/Ceo of Ocean State Credit Union. The CEO's salary of Ocean State Credit Union is $330,000 and their total compensation is $330,000.


Official website here: www.coventrycu.org

What is the revenue of Ocean State Credit Union?

Ocean State Credit Union's revenue in 2022 was $13,825,699.


Official website here: www.coventrycu.org

Who are the executives of Ocean State Credit Union and what are their salaries?

The average compensation at Ocean State Credit Union during 2022 was $59,657. There are 58 employees at Ocean State Credit Union.

Here are 15 key members and their salaries (Ocean State Credit Union's CEO's salary is $330,000 and their total compensation is $330,000):

    David L Root (President/Ceo)
  • Compensation: $330,000
  • Related: $0
  • Other: $0

    • Ginnie Sosnicki (Coo)
  • Compensation: $182,089
  • Related: $0
  • Other: $0

    • Claudia Flanagan (Consumer Lending)
  • Compensation: $110,898
  • Related: $0
  • Other: $0

    • Michael Airhart (Chairman) [Trustee/Director]
  • Compensation: $14,300
  • Related: $0
  • Other: $0

    • Bruce B Hecker (Second Chair) [Trustee/Director]
  • Compensation: $12,600
  • Related: $0
  • Other: $0

    • Paul E Skaling (Secratary) [Trustee/Director]
  • Compensation: $12,600
  • Related: $0
  • Other: $0

    • James Rowe (Treasurer) [Trustee/Director]
  • Compensation: $12,600
  • Related: $0
  • Other: $0

    • William A Sheldon (First Chair) [Trustee/Director]
  • Compensation: $11,550
  • Related: $0
  • Other: $0

    • Parker Capwell (Director)
  • Compensation: $11,400
  • Related: $0
  • Other: $0

    • Robert H Mcguire (Director)
  • Compensation: $11,400
  • Related: $0
  • Other: $0

    • Therese S Stafford (Director)
  • Compensation: $11,400
  • Related: $0
  • Other: $0

    • Gerard R Cayer (Director)
  • Compensation: $11,400
  • Related: $0
  • Other: $0

    • James Crosby (Director)
  • Compensation: $11,400
  • Related: $0
  • Other: $0

    • Richard P Sullivan (Director)
  • Compensation: $10,450
  • Related: $0
  • Other: $0

    • Leo R Blais (Director)
  • Compensation: $9,500
  • Related: $0
  • Other: $0


  • Official website here: www.coventrycu.org

    Where can I find the form 990 for Ocean State Credit Union?

    The Ocean State Credit Union’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.coventrycu.org

    Learn more at the official website: www.coventrycu.org

    Mission Statement of Ocean State Credit Union

    Ocean State Credit Union, a co-operative owned by its member depositors, is dedicated to providing affordable financial services. This mission is made possible through the income generated from investments and lending activities. By offering low-cost financial services, Ocean State Credit Union sets itself apart as a financial institution committed to its members' best interests.

    The Credit Union's primary objective is to serve its members effectively. The income it earns from loan and investment activities plays a crucial role in maintaining this commitment. By keeping costs low, Ocean State Credit Union ensures that it remains accessible to its members, offering them financial services that cater to their unique needs and circumstances. This approach allows the Credit Union to build strong relationships with its members, fostering trust and loyalty over time.

    Ocean State Credit Union's activities are centered around its members. As a cooperative, it exists to serve and support its depositors, providing them with the financial tools they need to manage their money and achieve their financial goals. In doing so, the Credit Union empowers its members, enabling them to take control of their finances and build a more secure future. Through its dedication to providing low-cost financial services, Ocean State Credit Union continues to make a positive impact on the lives of its members.

    Impact

    This information is meant to be a general summary of Ocean State Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.




    Thursday, August 15, 2024

    Ocean State Credit Union's impact lies in its ability to provide low-cost financial services to its member depositors. By leveraging income realized from investment and loan activities, the Credit Union is able to offer affordable financial solutions to its members in COVENTRY, RI. This enables individuals and families to access banking services and loans at favorable rates, supporting their financial well-being and stability. The Credit Union's mission of providing public benefit through its services underscores its commitment to serving its community and making a positive impact on the financial lives of its members.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $704,768
  • Program Service Revenue: $13,120,931
  • Gross Receipts: $13,825,699

    • Assets and Liabilities:
  • Total Assets: $344,864,750
  • Total Liabilities: $307,988,350
  • Net Assets: $36,876,400
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    Interest and fees on loans

    Revenue

    $10,468,769

    Other fees and charges

    Revenue

    $2,198,835

    Sale of consumer mortgages

    Revenue

    $32,867

    Other operating income

    Revenue

    $420,460

    Organization Details

    Founding Year

    1950

    Principal Officer

    David Root

    Main Address

    2006 Nooseneck Hill Road, Coventry, RI, 02816

    NTEE Category

    Code: W60 - Public benefit

    If you are a representative of Ocean State Credit Union and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.