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Lowell Community Loan Fund Inc

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 043571892 ✦ Lawrence, MA ✦ Designated as a 501(c)(3)

Overview

What is Lowell Community Loan Fund Inc?

Lowell Community Loan Fund Inc is a nonprofit organization situated in Lawrence, Massachusetts, specifically at 50 Island Street Suite 103. Its primary mission is to provide financing or collaborate with existing loans for creditworthy borrowers, offering affordable mortgage financing for home acquisition, refinancing, and to avoid private mortgage insurance. Additionally, the organization extends loans at traditional financial institution rates for small business startups, stabilization, expansion, and job creation. Beyond financial assistance, Lowell Community Loan Fund Inc aims to foster the growth of historically disinvested individuals and their communities in the Merrimack Valley and across Massachusetts, by offering robust advice, resource networks, and capital. The organization is staffed by a team of 12 dedicated individuals.


Official website here: www.mccinvest.org

Is Lowell Community Loan Fund Inc legitimate?

Lowell Community Loan Fund Inc is a legitimate nonprofit organization registered as a 501(c)(3) entity. Lowell Community Loan Fund Inc submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $52,351
Professional Fundraising Fees: $0
Other Salaries and Wages: $575,584

For more financial information, click here


Official website here: www.mccinvest.org

What is the mission statement of Lowell Community Loan Fund Inc?

Lowell Community Loan Fund Inc's mission is to enhance the financial assets and prosperity of historically underinvested individuals and their communities. They achieve this by offering a blend of robust advice, resourceful networks, and capital in the Merrimack Valley and beyond in Massachusetts. The organization provides financing or collaborates with existing loans to offer first or subordinate mortgage financing to creditworthy borrowers at reasonable rates for home acquisition, refinancing, and to avoid private mortgage insurance. Additionally, they offer loans at conventional financial institution rates for small business startups, stabilization, expansion, and job creation.


Official website here: www.mccinvest.org

Who is the CEO of Lowell Community Loan Fund Inc?

Malia Lazu is the President of Lowell Community Loan Fund Inc.


Official website here: www.mccinvest.org

What is the revenue of Lowell Community Loan Fund Inc?

Lowell Community Loan Fund Inc's revenue in 2022 was $8,158,806.


Official website here: www.mccinvest.org

Who are the executives of Lowell Community Loan Fund Inc and what are their salaries?

The average compensation at Lowell Community Loan Fund Inc during 2022 was $52,328. There are 12 employees and 13 volunteers at Lowell Community Loan Fund Inc.

Here are 14 key members and their salaries:

    Glynn Lloyd (Executive Di)
  • Compensation: $46,035
  • Related: $0
  • Other: $6,316

    • Malia Lazu (President) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Yun-Ju Choi (Vice Preside) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Abel Vargas (Clerk) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Kristen Harol (Assistant Cl) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Lisa Kozol (Treasurer) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Matthew Hanson (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Abbott Lawrence (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Quincy Miller (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Nancy Stager (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Lisa Torissi (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Orlando Watkins (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Michele Witts (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Arleen Zorrila (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


  • Official website here: www.mccinvest.org

    Where can I find the form 990 for Lowell Community Loan Fund Inc?

    The Lowell Community Loan Fund Inc’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.mccinvest.org

    Learn more at the official website: www.mccinvest.org

    Mission Statement of Lowell Community Loan Fund Inc

    Lowell Community Loan Fund Inc is committed to enriching the assets and wealth of historically underinvested individuals and their communities. They achieve this by offering a comprehensive suite of resources, including expert advice, robust networks, and financial capital in the Merrimack Valley and beyond across Massachusetts.

    At the heart of their mission is providing financing or collaborating with existing loans to offer affordable mortgage solutions to creditworthy borrowers. This includes first or subordinate mortgage financing for home acquisition, refinancing, and avoiding private mortgage insurance, all at moderate rates. Beyond housing, Lowell Community Loan Fund Inc also extends loans at traditional financial institution rates to support small business startups, stabilization, expansion, and job creation.

    By offering these financial services, Lowell Community Loan Fund Inc plays a pivotal role in fostering economic growth and development in historically disinvested communities. Their mission is grounded in the belief that by empowering individuals and communities with the financial tools they need, they can build a more equitable and prosperous future.

    Impact

    This information is meant to be a general summary of Lowell Community Loan Fund Inc. Please take the time to review official sources before making any decisions based upon the content provided here.




    Saturday, July 20, 2024

    Lowell Community Loan Fund Inc's impact is significant in empowering historically disinvested individuals and their communities by providing a combination of robust advice, resourced networks, and capital in the Merrimack Valley and across Massachusetts. Through their financing initiatives, they are able to offer first or subordinate mortgage financing to creditworthy borrowers at modest rates for home acquisition, refinancing, and to avoid private mortgage insurance. Additionally, the organization provides loans at traditional financial institution rates for small business startups, stabilization, expansion, and job creation. Their work contributes towards growing the assets and wealth of underserved populations, ultimately fostering economic development and stability in the region.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $3,509
  • Program Service Revenue: $443,823
  • Gross Receipts: $8,158,806

    • Assets and Liabilities:
  • Total Assets: $14,450,665
  • Total Liabilities: $6,427,599
  • Net Assets: $8,023,066
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    INTEREST INCOME ON NOTES RECE

    Revenue

    $285,823

    LOAN SERVICE FEES

    Revenue

    $158,000

    Organization Details

    Founding Year

    2001

    Principal Officer

    Malia Lazu

    Main Address

    50 ISLAND STREET SUITE 103, LAWRENCE, MA, 01840

    NTEE Category

    Code: L20 - Housing

    If you are a representative of Lowell Community Loan Fund Inc and wish to learn more about how Give Freely can help you raise funds, please click here: https://givefreely.com/nonprofits/. Our services are offered at no cost to your organization.