Polish National Credit Union

Learn about this cause: Is it Legit? Do I like the mission? What is the CEO's salary?

EIN: 041734980 ✦ Chicopee, MA ✦ Designated as a 501(c)(14)

Overview

What is Polish National Credit Union?

Polish National Credit Union is a member-owned, not-for-profit financial cooperative based in Chicopee, Massachusetts. They committed to serving their members and communities, offering respect and dignity to all. With approximately 52,789 deposit accounts totaling $626 million and 8,800 loans worth around $655 million outstanding as of December 31, 2022, the credit union strives to provide a range of low-cost products and services to their diverse members. They had 183 employees, and their fundamental responsibility is to actively serve their field of membership and continuously demonstrate the value of membership. As a non-profit organization, each member is required to open an account to join and is granted one vote at the annual meeting, with a volunteer board of 13 members.


Official website here: www.pncu.com

Is Polish National Credit Union legitimate?

Polish National Credit Union is a legitimate nonprofit organization registered as a 501(c)(14) entity. Polish National Credit Union submitted a form 990, which is a tax form used by tax-exempt organizations in the U.S., indicating its operational transparency and adherence to regulatory requirements. Donations to this organization are not tax deductible.

Here are some key statistics you may want to consider:

Executive Compensation: $1,591,177
Professional Fundraising Fees: $0
Other Salaries and Wages: $7,660,673

For more financial information, click here


Official website here: www.pncu.com

What is the mission statement of Polish National Credit Union?

Polish National Credit Union is a member-owned financial cooperative committed to serving its members with respect and dignity. As a not-for-profit organization, it upholds the responsibility to offer honest, fair deals to all members and deliver a range of low-cost products and services. The credit union aims to actively engage with under-served members within its community and continuously demonstrate the value of membership. Through meaningful communication, it ensures members, potential members, and the community at large understand the unique role of member-owned financial cooperatives. The credit union is governed by a volunteer board of directors, with each member having one vote at the annual meeting. With over 52,700 deposit accounts, approximately $626 million in assets, and 8,800 loans outstanding totaling around $655 million, Polish National Credit Union continues to provide essential financial services to its member base.


Official website here: www.pncu.com

Who is the CEO of Polish National Credit Union?

James P Kelly is the President & Ceo of Polish National Credit Union. The CEO's salary of Polish National Credit Union is $559,785 and their total compensation is $632,871.


Official website here: www.pncu.com

What is the revenue of Polish National Credit Union?

Polish National Credit Union's revenue in 2022 was $27,815,184.


Official website here: www.pncu.com

Who are the executives of Polish National Credit Union and what are their salaries?

The average compensation at Polish National Credit Union during 2022 was $50,557. There are 183 employees and 13 volunteers at Polish National Credit Union.

Here are 22 key members and their salaries (Polish National Credit Union's CEO's salary is $559,785 and their total compensation is $632,871):

    James P Kelly (President & Ceo) [Trustee/Director]
  • Compensation: $559,785
  • Related: $0
  • Other: $73,086

    • Michael Sugrue (Evp)
  • Compensation: $335,015
  • Related: $0
  • Other: $67,544

    • Kathi Donahue (Svp Commercial Lending)
  • Compensation: $245,982
  • Related: $0
  • Other: $52,814

    • Charlotte Hansen (Cfo/Svp)
  • Compensation: $222,660
  • Related: $0
  • Other: $62,642

    • Kirk Burnham (Svp Operations)
  • Compensation: $213,982
  • Related: $0
  • Other: $56,463

    • Nancy Mirkin (Vp Commercial Lending)
  • Compensation: $208,988
  • Related: $0
  • Other: $48,430

    • Jeffrey Chirgwin (President, Pncu Insurance)
  • Compensation: $0
  • Related: $169,782
  • Other: $32,633

    • Christopher Casale (Financial Services Program Manager)
  • Compensation: $161,073
  • Related: $0
  • Other: $24,059

    • Tracey Egloff (Vp Residential Lending)
  • Compensation: $153,580
  • Related: $0
  • Other: $22,065

    • Stephen Burkott (Board Chairman) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Robert Moritko (Vice Chairman) [Trustee/Director]
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Edward Czepiel (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Benjamin Davis (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • William Jebb (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Henry Lenart (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Stanley Matras (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • John Murphy (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Ralph Slate (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Michael Woishnis (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Dr Anthony Zepko (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Gary Ziemba (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0

    • Paul Federici (Director)
  • Compensation: $0
  • Related: $0
  • Other: $0


  • Official website here: www.pncu.com

    Where can I find the form 990 for Polish National Credit Union?

    The Polish National Credit Union’s most recent form 990 was submitted in 2022 and can be accessed here


    Official website here: www.pncu.com

    Learn more at the official website: www.pncu.com

    Mission Statement of Polish National Credit Union

    Polish National Credit Union, a member-owned financial cooperative, is deeply committed to serving its members with respect and dignity. Established as a non-profit organization, each member holds an account to be a part of this financial institution, entitling them to cast one vote during the annual meeting. The elected board of directors, comprised of volunteers, is chosen by the members, with no financial compensation.

    Polish National Credit Union offers a range of low-cost products and services, catering to the diverse economic and social makeup of its members. Its fundamental responsibility is to actively serve its members and the communities they reside in. By upholding honest and fair deals, the credit union maintains a significant role in the lives of its members. It aims to reach the under-served and continually demonstrate the value of membership within its cooperative. The credit union's operations are dedicated to communicating its services meaningfully to members, potential members, legislators, regulators, and the community at large.

    As of December 31, 2022, Polish National Credit Union boasted 52,789 deposit accounts, with an approximate balance of $626 million. Dividends and interest on member deposits amounted to approximately $1.5 million for the year. Furthermore, there were 8,800 outstanding loans totaling approximately $655 million, and approximately 588 safe deposit boxes were used by members throughout the year. With these figures, Polish National Credit Union continues to strengthen its role in providing financial services and empowering its members.

    Impact

    This information is meant to be a general summary of Polish National Credit Union. Please take the time to review official sources before making any decisions based upon the content provided here.




    Thursday, August 15, 2024

    Polish National Credit Union, as a member-owned, not-for-profit financial cooperative, has a significant impact on its members and the community they live in. By upholding its fundamental responsibility to actively serve people within its field of membership, Polish National Credit Union offers honest, fair deals to all members and delivers a range of low-cost products and services to meet the diverse economic and social needs of its members.

    In terms of tangible numbers, as of December 31, 2022, the credit union maintained 52,789 deposit accounts totaling approximately $626,000,000. Dividends and interest on member deposits approximated $1,538,000 for that year. Additionally, the credit union had 8,800 loans outstanding totaling approximately $655,000,000, showing its commitment to providing financial assistance to its members.

    Furthermore, with approximately 588 safe deposit boxes used by members during 2022, Polish National Credit Union ensures the safety and security of its members' valuables. Through its dedication to serving the under-served in its field of membership, the credit union demonstrates the value of membership in a member-owned financial cooperative.

    By actively engaging with its members and the community, and by promoting financial inclusivity and transparency, Polish National Credit Union plays a crucial role in enhancing the financial well-being of individuals and families in Chicopee, MA, and beyond.





    Financials

    This financial information is from Propublica.

    Revenue
    Expenses
    Efficiency

    Other financial information:

    This information is from the most recently submitted tax form from this organization, which was in 2022.

  • Investment Income: $1,363,824
  • Program Service Revenue: $25,834,513
  • Gross Receipts: $27,815,184

    • Assets and Liabilities:
  • Total Assets: $774,160,950
  • Total Liabilities: $682,217,757
  • Net Assets: $91,943,193
  • Programs

    Programs are reported by nonprofits in their tax forms and are normally their tax-exempt activities.

    INTEREST ON LOANS

    Revenue

    $21,227,609

    OTHER INCOME

    Revenue

    $1,927,880

    INTERCHANGE INCOME

    Revenue

    $1,323,871

    FEES AND CHARGES

    Revenue

    $721,360

    FINANCE AND INSURANCE

    Revenue

    $633,793

    Organization Details

    Founding Year

    1921

    Principal Officer

    James P Kelly

    Main Address

    46 MAIN STREET, CHICOPEE, MA, 01020

    NTEE Category

    Code: W60 - Public benefit

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